Our perspective
Business banking
An intended approach recognising the connections between an enterprise, its owners and its future responsibilities.
Understanding
Begin with how the business works.
The timing of receipts, regular expenditure and exceptional commitments gives meaning to a discussion about liquidity. Understanding that rhythm is an important part of understanding a business.
Ownership
Connect enterprise and personal priorities.
For an owner, the business may also be a significant part of family wealth. A distribution, ownership change or succession decision can affect both the enterprise and the people behind it.
Clarity
Define authority and responsibility.
Any future business relationship would require agreed access and appropriate documentation. Our intended approach emphasises a clear record of who may decide, who may instruct and how questions are resolved.